GEMS is an F&I agency for Franchise-Independent-BHPH Auto, RV & Motor Sports Dealers


GEMS Profit Building Ideas

Limited Warranties and Vehicle Service Contracts


  • Lifetime Warranty & Wraps
  • 3-12 Month Limited Warranty
  • Certified Pre-Owned
  • High Mileage VSC's (200k+)
  • Zero Interest Payment Plans
  • Tire & Wheel, Key, Roadside

Profit Protection With Debt Cancellation, CPI, And Gap


  • Valid if Loan Sold/Re-Assigned
  • No Chargeback GAP
  • Earned at Claim GAP
  • Insurance Settlement Gap
  • BHPH Gap (No Surcharge)
  • BHPH - Liability Only Option

Retros, Reinsurance & Dealer Owned Warranty


  • Lowest Admin Fees
  • Lowest Set Up Fees
  • Full Transparency (No BS)
  • Trust Account Management
  • Retro, Reinsurance & DOWC
  • Expert Advice Included

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